Buying

Hey Congrats!

What an exciting journey you’re about to go on.

Many areas of the country are transitioning out of the very strong seller’s market we’ve been in for the last two years, but as we know real estate is a local industry so we’d love to connect you with one of our Local Experts to talk about what to expect in your community.

Below we’ve included some general information about the buying process.  When you’re ready, give us a call.  We’re happy to help!

The Process of Buying a Home

Connect

Meet with one of our Local Experts to map out your homeownership goals

Financials

Determine what you can afford, get a credit check, and pre-approved for a loan

Search

Start searching for and touring homes!  Woot woot!

Offer

You’ll work with your Agent to map out the best offer based on the community, seller motivation, and comparable sales

Offer Accepted

Ahhhh yeah – Got the house, now we move onto working on the paperwork part of the sale.

Inspection

This is your time to go through a the property with a qualified home inspector for a full report on health, safety, and honey-do items

Appraisal

If you are getting a loan, your lender will order a third party valuation to confirm the purchase price meets the market value.

Underwriting

Your lender will do a final check of the property and loan documents to give a yay or nay on issuing the loan.  This is called Underwriting.

Clear to Close

Once approved, sign the paperwork to confirm the sale

Close

Congratulations!

You legally own your home!

Possession

You will take possession on the day that was agreed to in the purchase agreement

First Mortgage

Your payment is due on the 1st day of the next full month – 3o+ days after your closing

What can you expect when buying a house?

Knowing what to expect when looking for a house can be a bit intimidating, but we don’t want it to be. Not only are our Local Experts trained in walking alongside you during the whole process, but you can also download our buyer’s guide which will include information like: 

seeing houses

putting in an offer

contract guidelines

inspections

home warranties

closing

Download Our Buyers Guide

Download our buyer’s guide for all of the information above as well as for additional resources like how to get the process started, what the current market looks like, a buyer’s checklist, and making a game plan tailored to your needs!

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